Useful Links & Information:
| Virtual Branch |
Online Access to your Accounts. First time users must enroll by clicking on the link above.
Free Online Bill Paying Now Available! |
| Privacy Policy |
| Your credit union's
Privacy Policy |
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| Check your credit card
information online |
CUdollar.org - |
| Find a non-surcharging
ATM machine near you |
Verified by VISA - |
Already have a card?
Protect your Credit or Debit card while shopping online by enrolling in Verified by VISA. |
| MVCP - |
A free service which helps
consumers buy new or used cars |
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Haggle-free used car buying
& financing from your credit union |
Financial Calculators - |
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Use these on-line calculators to plan your budget, estimate loan payments, calculate how much you might need to save for retirement, and more! |
FREQUENTLY
ASKED QUESTIONS
Answers to your IRA Questions
2008 Holiday Office Closings:
January 1 |
New Year's Day |
May 26 |
Memorial Day |
July 4 |
Independence Day |
September 1 |
Labor Day |
November 27 |
Thanksgiving Day |
December 25 |
Christmas Day |
Hours of Operation:
Philadelphia Office Hours:
Monday - Friday:
9:00 AM - 4:30 PM
SPP Office Hours:
Wednesday: 8:00 AM - 4:00 PM
Thursday: 8:00 AM - 4:00 PM
Friday: 7:00 AM - 3:00 PM
First Saturday of Every Month:
10:00 AM - 2:00 PM
Your Credit Union Receives
Yet Another Award
Your credit union has been
awarded a 5 star superior
rating
in every reporting period since
1990 from
Bauer Financial, Inc.
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Share Savings Accounts:
Open a Savings Account with a minimum deposit of $5.00. Thereafter a minimum of $50.00 must be kept on deposit in the account. Each member account is insured to $100,000 by NCUA, National Credit Union Administration. Which savings account is best for you?
Share Draft (Checking) Accounts:
| If you are currently paying high monthly fees, per check charges and high overdraft fees, now is the time to switch to a credit union Checking Account! |
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Individual Retirement Accounts:
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Traditional
The Traditional IRA* is funded with pre-tax dollars. Anyone under age 70½ can contribute (as long as he/she has income from compensation). Certain contributions are tax-deductible and certain distributions are penalty-free.
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Roth
The Roth IRA* is funded with after-tax dollars. Contributions may be withdrawn any time, tax and penalty-free. Certain earnings may be withdrawn tax and penalty-free under a variety of conditions. Required minimum distributions are not required after age 70½. There is no maximum age limit for making contributions.
*Not intended as tax advice. Please consult your tax professional. |
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Coverdell Education Savings Accounts
(formerly Education IRA)
The annual contribution limit for the former Education IRA, now known as the Coverdell Education Savings Account*, is $2,000 per child, per year.
There are tax and penalty-free withdrawals for qualified educational expenses and withdrawals are allowed for both primary and secondary education as well as college expenses. |
Call our office to speak with someone about which IRA option is best for you. |
Christmas Club Accounts:
Open a Christmas Club account at any time and receive a free gift when you sign up! This account pays dividends and automatically renews from your payroll deduction. Please refer to the News page to find out when Christmas Club checks are available.
Vacation Club Accounts:
Open a Vacation Club account at any time and receive a free gift when you sign up! This account pays dividends and automatically renews from your payroll deduction. Please refer to the News page to find out when Vacation Club checks are available.
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